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Virtual Terminals

What is a Virtual Terminal?

A Virtual Terminal allows you to accept card payments directly from your computer or tablet. Simply log in, enter the customer’s card details securely, and process the payment instantly.

Perfect for businesses that take payments over the phone, by email, or remotely.

How a Virtual Terminal Works?

Log in to your secure payment dashboard
Enter your customer’s card details and payment amount
Process the payment instantly
Provide a receipt to the customer

No card machine required.

Key Benefits

Accept Payments Over The Phone

Take payments quickly and securely from customers calling your business.

No Card Reader Required

All payments are processed through a secure online portal.

Fast And Simple

Enter the payment amount and card details and process instantly.

Perfect For Remote Payments

Ideal for businesses taking orders or bookings by phone.

Secure Payment Processing

Transactions are processed through secure, encrypted payment systems.

Ideal For Businesses That…

✔ Take bookings by phone
✔ Process invoice payments
✔ Accept remote payments
✔ Operate customer service desks
✔ Take deposits for services
✔ Handle mail or phone orders

Typical Use Cases:

Hotels & Accommodation / Professional Services / Trades & Contractors / Retail Businesses

Simple. Secure. Instant.


With the SmartPayNI Virtual Terminal, you can accept card payments quickly and securely from anywhere

Start taking payments today with a Virtual Terminal. send an enquiry here:

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