What is a Virtual Terminal?
A Virtual Terminal allows you to accept card payments directly from your computer or tablet. Simply log in, enter the customer’s card details securely, and process the payment instantly.
Perfect for businesses that take payments over the phone, by email, or remotely.
How a Virtual Terminal Works?
Log in to your secure payment dashboard
Enter your customer’s card details and payment amount
Process the payment instantly
Provide a receipt to the customer
No card machine required.
Key Benefits
Accept Payments Over The Phone
Take payments quickly and securely from customers calling your business.
No Card Reader Required
All payments are processed through a secure online portal.
Fast And Simple
Enter the payment amount and card details and process instantly.
Perfect For Remote Payments
Ideal for businesses taking orders or bookings by phone.
Secure Payment Processing
Transactions are processed through secure, encrypted payment systems.
Ideal For Businesses That…
✔ Take bookings by phone
✔ Process invoice payments
✔ Accept remote payments
✔ Operate customer service desks
✔ Take deposits for services
✔ Handle mail or phone orders
Typical Use Cases:
Hotels & Accommodation / Professional Services / Trades & Contractors / Retail Businesses
Simple. Secure. Instant.
With the SmartPayNI Virtual Terminal, you can accept card payments quickly and securely from anywhere


