What is Pay By Link?
Pay By Link allows you to accept secure card payments by simply sending a payment link to your customer. They can pay instantly using their phone, tablet, or computer — wherever they are.
Perfect for businesses that take payments remotely, over the phone, or through social media.
How Pay By Link Works?
Create a payment request in seconds
Send the secure link by SMS, email, or messaging app
Your customer clicks the link and enters their card details
Payment is processed instantly and securely
No apps. No terminals. Just simple payments.
Key Benefits
Take Payments Remotely
Accept payments without needing the customer physically present.
Faster Payments
Customers can pay immediately using their phone or computer.
Secure Transactions
All payments are processed through secure, encrypted payment gateways.
Simple and Convenient
No complex setup – generate a payment link in seconds.
Perfect for Invoices
Send payment requests directly to customers for outstanding balances.
Why Businesses Use Pay By Link:
• Take payments over the phone
• Send invoice payments quickly
• Collect deposits before appointments
• Take payments through social media
• Accept payments without a website
Example Use Cases:
Takeaway / Restaurant / Tradesperson / Online Seller / Service Business
Simple. Secure. Instant.
With SmartPayNI Pay By Link, you can get paid faster without needing a card machine or online checkout.


